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用保险承保损失 cover the damage by insurance
A：The earthquake caused great damage to his property.
地震给他造成了极大的财产损失。
B：About one million dollars of the damage was covered by insurance.
保险承保了约一百万美元的损失。
damage /?d?m?d?/ n. 损害；损失
earthquake /???θkwe?k/ n. 地震
property /?pr?p?ti; ?prɑ?p?rti/ n. 财产；地产
向保险公司索赔 claim on insurance
A：Did you claim on the insurance after your car accident?
车祸后你向保险公司索赔了吗?
B：They said they would credit the money to my savings account after a week.